ANNUITIES

Annuities are generally used as retirement tools. In most cases, annuities receive favorable tax treatment as your investment grows. Many annuities let you choose how to allocate your funds and provide the option to access your money, if needed. Starting an annuity today may provide a steady stream of income for a more secure retirement.

SINGLE PREMIUM IMMEDIATE ANNUITY

SINGLE PREMIUM IMMEDIATE ANNUITY

Life expectancy is getting longer and retirees today face the challenge, and sometimes the reality, of running out of money. As your working life progresses, chances are you’ll start asking yourself how much money you’ll need to retire. People who choose to retire early may have to wait many years before receiving Social Security or pension benefits. You may want to consider annuities as part of your retirement planning strategy because they provide a steady stream of income. The Sagicor Life Gold Series Single Premium Immediate Annuity (SPIA) can provide you with a reliable and consistent income stream.

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SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY

SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY

The problem with the future is that it arrives before we are ready. The time to plan for retirement is now. When your working days come to an end, so does your salary. Pensions and social security can’t usually cover the total lost income. So where will the money come from? For those with time to save, a deferred annuity like Sage Choice may offer and excellent alternative. From the initial single premium payment, Sage Choice earns a competitive fixed rate of interest that accumulates on a tax deferred basis over time.

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SAGE SELECT FIXED INDEXED SINGLE PREMIUM DEFERRED ANNUITY

SAGE SELECT FIXED INDEXED SINGLE PREMIUM DEFERRED ANNUITY

Saving wisely for the future requires diversity. Traditional savings plans may guarantee principal and a fixed rate of return. Investments such as mutual funds offer greater potential returns but also greater risk of market volatility and loss of principal. Sage Select offers a great alternative.

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