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SENIOR MANAGEMENT BIOGRAPHY

Ned Gaffney, BBA, MBA, CFA

SVP, Investments

Bernard "Ned" Gaffney is Senior Vice-President, Investments of Sagicor Life Insurance Company. He joined Sagicor Life Insurance Company in 1999. Mr. Gaffney holds a Bachelor of Business Administration degree from the University of Notre Dame, a Masters of Business Administration degree from Indiana University and is a Chartered Financial Analyst. He has more than 15 years experience in the insurance investment management industry.