ANNUITIES

Platinum Series Fixed Indexed Annuity

Saving wisely for the future requires diversity. Traditional savings plans may guarantee principle and a fixed rate of return, while investments such as mutual funds offer greater potential returns but also carry more risk. A fixed indexed annuity may be a solution for part of your safe money because your initial deposit is guaranteed when held to term, indexed linked earnings are "locked in", there's growth potential and tax deferral advantages. Learn More

Gold Series Single Premium Immediate Annuity

Life expectancy is getting longer and retirees today face the challenge, and sometimes the reality, of running out of money. As your working life progresses, chances are you’ll start asking yourself how much money you’ll need to retire. People who choose to retire early may have to wait many years before receiving Social Security or pension benefits. You may want to consider annuities as part of your retirement planning strategy because they provide a steady stream of income. The Sagicor Life Gold Series Single Premium Immediate Annuity (SPIA) can provide you with a reliable and consistent income stream. Learn More

Gold Series Sage Investor Single Premium Deferred Annuity

When your working days come to an end, so does your salary. And pensions and social security usually can't cover the total lost income. So where will the money for your retirement come from? For many people, a deferred annuity may be the answer. Why choose an annuity? For those with time to save for retirement and who may be uncomfortable with more risky stock market investments, a deferred annuity offers an excellent alternative. The Gold Series Sage Investor Single Premium Deferred Annuity builds from a single initial investment and earns a competitive fixed rate of interest that accumulates on a tax deferred basis. Since your earnings will not be subject to income tax until they are withdrawn by you, the value of your contract is not being reduced by taxes. This means the money that would have gone to pay taxes stays in your annuity and continues to earn interest. Because of the tax deferral, your money typically grows faster than it would have in a similar taxable investment. Learn More