PERMANENT LIFE

Platinum Series Universal Life Insurance

Are you looking for a life insurance plan that can provide immediate death benefit protection with the potential for considerable growth in Accumulation Value? Sagicor's Platinum Series Universal Life ("UL") is a flexible premium universal life insurance policy designed to create an accumulation value over the lifetime of the policy to help your clients with unexpected expenses or personal life changes. Learn More

Platinum Series No Lapse Universal Life Insurance

When times are uncertain, people look for affordable financial products from a company they can trust. The security provided through maintaining life insurance is important and with Sagicor's Platinum Series No Lapse Universal Life product, we can offer you an affordable universal life insurance policy as an alternative to term life insurance which you may outlive. Our No Lapse Universal Life product can provide you with guaranteed premium and death benefit protection for life. Your premiums can be locked in and guaranteed level to age 120. No Lapse Universal Life can also provide added protection as one grows older and experiences adverse health changes which may make it more difficult to qualify for new life insurance policies. Learn More

Platinum Series Fixed Indexed Universal Life

Looking for a life insurance plan that can provide immediate death benefit protection with the potential for considerable growth in Accumulation Value? Sagicor Life's Platinum Series Fixed Indexed Universal Life, ("FIUL") is a flexible premium universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goals. Learn More

Gold Series Fixed Indexed Single Premium Whole Life Insurance

Sagicor wants to assist you in accumulating your assets that would allow you to save for your retirement. Sagicor Life's Gold Series Fixed Indexed Whole Life is designed to provide immediate security of the principal and a guaranteed face amount. This product is designed to offer great potential returns and provide tax advantages all with the convenience of one, single premium. Learn More

Gold Series Interest Sensitive Single Premium Whole Life Insurance

You've worked hard to provide for your family and save for retirement. You've used savings and investment tools such as Certificates of Deposit (CDs), money markets, annuities and mutual funds to accomplish these goals. But taxes and probate fees may shrink your estate. Learn More

Gold Series Whole Life Insurance

Sagicor's Gold Series Whole Life Insurance Policy is specifically designed to provide lifetime life insurance coverage along with Cash Accumulation. By purchasing a Whole Life Policy you are guaranteed the Face Amount of the Policy, providing immediate security to you and your loved ones. And with each premium payment made, a portion goes towards building Cash Value. Since the Interest is earned on a tax-deferred basis, the Cash Value of your Policy may accumulate rapidly. And, should you ever have a financial emergency or opportunity, you can access the Loan Value¹ of your Policy through a Policy Loan. Best of all, your premium payments always remain the same, even as you grow older, providing for affordable lifetime coverage. Learn More

¹Maximum Loan Value is the Cash Value as of the date of the Loan, less any existing Loan or Accrued Interest and on the total Indebtedness from the date of the Loan to the next Policy Anniversary. Interest rate of 5.66% charged in advance of the Loan.