TERM LIFE

Gold Series 10/20/30 ZZ Term Insurance

PLAN FOR A SECURE FUTURE

You can't always predict what the future will bring, but you can be adequately prepared with the Sagicor Gold Series ZZ Term and its benefits. If someone is counting on you, whether a spouse, children, elderly parents, a special needs adult or a key business partner, Gold Series ZZ Term can help you plan for a secure future.

Gold Series 10/20/30 ZZ Term - Provides guaranteed level premiums for periods of 10, 20 or 30 years and death benefits amounts up to $300,000 depending on age. Coverage is available for ages 18 to 75. Provides protection for you, your family and business, helps pay your mortgage off if you die, or covers final expenses. Includes Accelerated Benefit Rider at no additional cost.

Simple And Fast Approval Process - Gold Series ZZ Term was designed to make the entire application and approval process with Sagicor Life Insurance Company easy for you. Qualifying is as simple as completing an application and a brief telephone interview. No exams, no tests and no waiting periods. A decision is made in as little as 15 minutes. Standard issue depends only on the answers to a few simple questions during the telephone interview, but is always subject to home office approval.

Accelerated Benefit Rider - Helps cover the medical costs or nursing home care by allowing you to use a portion of the death benefit in the event of a terminal illness diagnosis. Included at no additional cost.

OPTIONAL BENEFITS

There are a number of optional benefits designed to suit your lifestyle and family needs. Read below to find the best benefits for you and your loved ones.

• Accidental Disability Income Benefit Rider: Provides you, the primary insured, with a monthly income should you become totally disabled in an accident. Benefits start after a 90-day waiting period. (see rider for exclusions and limitations).
• Children's Term Rider: Provides term life protection for your children, aged 15 days to 19 years, and remains in force for each child until age 25 or marriage. At the end of the term period, the benefit may be converted for up to five times the original amount, regardless of their current health.
• Accidental Death Benefit Rider: If you should die due to an accident, as defined in the rider, your beneficiaries will receive an additional Death Benefit.
• Waiver of Premium Rider: Waives your premium payments if you, the primary insured, become totally disabled for at least six months. If the total disability ceases, simply resume premium payments from that point forward.

Disclosure

Insurance products are issued by Sagicor Life Insurance Company, a member of the Sagicor Group. Sagicor Life Insurance Company is licensed in 44 states and the District of Columbia and is rated A- (Excellent) by AM Best. Product availability and features may vary by state. Some riders may have additional fees and expenses associated with them. The product descriptions provided on this website are not intended to constitute an offer to sell or a solicitation to buy any product. Consumers interested in Sagicor Life products should contact their local registered Sagicor Life Producer.