PERMANENT LIFE

Permanent Life Insurance can help you guard against the unexpected over an entire lifetime. Many products build cash value on a tax deferred basis and provide a mechanism for you to access part of your money in the event of an emergency. Coverage is guaranteed to stay inforce for as long as the premiums are paid. An additional benefit to permanent insurance is the opportunity to customize your coverage using optional policy riders. Permanent insurance can be used to help with the costs of a funeral, secure the future of your loved ones or leave a legacy.

SAGE NO LAPSE UNIVERSAL LIFE

SAGE NO LAPSE UNIVERSAL LIFE

When times are uncertain, people look for affordable financial products from a company they can trust. The security provided through maintaining life insurance is important and with the Sage NLUL product, we can offer you an affordable universal life insurance policy as an alternative to term life insurance which you may outlive. Our No Lapse Universal Life Insurance product can provide you with guaranteed premium and Death Benefit protection for life. Your premiums can be locked in and guaranteed level to age 120. No Lapse Universal Life Insurance can also provide added protection as one grows older and experiences adverse health changes which may make it more difficult to qualify for new life insurance policies.

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FIXED INDEXED UNIVERSAL LIFE

FIXED INDEXED UNIVERSAL LIFE

Looking for a life insurance plan that can provide immediate death benefit protection with the potential for considerable growth in Accumulation Value on a tax-deferred basis without subjecting the Accumulation Value to market risk? Sagicor’s Fixed Indexed Universal Life (FIUL) is a flexible-premium, universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goals.

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FIXED INDEXED SINGLE PREMIUM WHOLE LIFE

FIXED INDEXED SINGLE PREMIUM WHOLE LIFE

Careful planning and wise financial thinking have allowed you to save for your retirement. Most likely, your assets have accumulated in savings and investment tools such as Certificates of Deposit (CDs), money markets, annuities and personal property. Re-allocating some of your assets to Sagicor’s Fixed Indexed Single Premium Whole Life product may provide many additional opportunities and choices.

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Interest Sensitive Single Premium Whole Life

Interest Sensitive Single Premium Whole Life

You’ve worked hard to provide for your family and save for retirement. You’ve used savings and investment tools such as Certificates of Deposit (CDs), money markets, annuities and mutual funds to accomplish these goals. Re-allocating some of your assets to Sagicor’s Interest Sensitive Single Premium Whole Life product may provide many additional opportunities and choices for your money.

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SAGE WHOLE LIFE

SAGE WHOLE LIFE

Purchasing a Sage Whole Life Insurance policy guarantees that you will receive the face amount of the policy, providing immediate security to you and your loved ones. Over time, the cash value of the policy will accumulate on a tax-deferred basis. Also, should you ever have a financial emergency or opportunity, you can access the loan value of your policy through a policy loan. Best of all, your premium payments always remain the same, even as you grow older, providing for affordable lifetime coverage.

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