Annuities

Annuities serve as useful tools for retirement. This is because most annuities get favorable tax treatment as your investment grows. Starting an annuity today may provide a steady stream of income for a more secure retirement.

SPIA

Single Premium Immediate Annuity

Worried about outliving your retirement savings? Sagicor Life’s SPIA can provide you with a reliable and consistent source of income. Choose your own payment schedule and enjoy the security of a guaranteed income with no investment risk.

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SPDA

Sage Choice Single Premium Deferred Annuity

If you have time to save, the Sage Choice SPDA may be an excellent option to supplement your retirement income. This annuity features a competitive fixed rate of interest that grows your initial single investment on a tax deferred basis.

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FIA

Sage Select Fixed Indexed Single Premium Deferred Annuity

Saving wisely for the future requires diversity. With the Sage Select FIA, you can choose from three different interest crediting strategies to grow your initial investment on a tax deferred basis. The index-linked strategies let you enjoy the potential higher returns when the stock market is up, and it protects you from losing money when the market is down. Plus, Sage Select FIA offers an immediate 4% bonus on the single premium (100% vested day 1).

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FIA

Sage Secure Fixed Indexed Single Premium Deferred Annuity

Sage Secure FIA provides competitive interest rates and flexibility. Choose from three different crediting strategies to diversify your investment. The index-linked strategies let you enjoy the potential higher returns when the stock market is up, and protect you from losing money when the market is down. With Sage Secure FIA, you also have a choice of Surrender Charge Period for planning options and certainty.

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MYGA

Milestone MYGA Single Premium Deferred Fixed Annuity

A Milestone MYGA may be a great way to help you reach your savings milestones. Ours offers a guaranteed fixed rate of interest, tax-deferred earnings, penalty-free withdrawals, a choice of guarantee periods, and flexible options at the end of the initial guarantee period.

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