Insurance products are issued by Sagicor Life Insurance Company (Sagicor), a member of the Sagicor Group. Sagicor Life Insurance Company is licensed in 45 states and the District of Columbia and is rated A- (Excellent) by AM Best (4th best out of 16 possible ratings). This rating is based on Sagicor’s financial strength and ability to meet its ongoing obligations. Product availability and features may vary by state. Some riders may have additional fees and expenses associated with them. The product descriptions provided on this website are not intended to constitute an offer to sell or a solicitation to buy any product. Consumers interested in Sagicor products should contact their local registered Sagicor Producer.